Simple pricing · No lock-in
Pick the plan that fits your moment.
Start free — keep using free forever. Upgrade only when you want the full AI plan, the simulator, lender emails, or multi-bureau power.
Cancel anytimeNo card needed for FreeDPDP compliant
Free
Understand your credit basics — your own report.
₹0/ forever
- Your own report (latest kept automatically)
- Score, utilisation & on-time summary
- 5 AI assistant questions / month
- EMI calculator
Most popular
Premium
Everything you need to improve your own score.
₹499/ per month
- Full analysis — every issue & recommendation
- 90-day personalised improvement plan
- Loan eligibility & credit score simulator
- Smart alerts & reminders
- Score-trend history
- AI credit assistant — 100 questions / month
Pro
For families & advisors tracking more than one person.
₹999/ per month
- Everything in Premium
- Unlimited AI credit assistant
- Upload reports for family & clients
- Multi-bureau comparison (CIBIL + Experian + more)
- AI lender emails — write-offs, NOCs & closures
- Cross-bureau discrepancy finder
- PDF export & sharing
- Priority support
Side by side
Compare all three plans.
| Feature | Free ₹0 | Premium ₹499 /mo | Pro ₹999 /mo |
|---|---|---|---|
| Credit report upload | |||
| Score summary | Basic | Full | Full |
| AI assistant questions | 5 / month | 100 / month | Unlimited |
| AI report analysis | Advanced | Advanced + Multi-bureau | |
| EMI & eligibility calculators | EMI only | All | All |
| Score simulator | |||
| 90-day improvement plan | |||
| Smart alerts | |||
| Family / client profiles | Unlimited | ||
| Multi-bureau merge & compare | |||
| AI lender email composer | |||
| Cross-bureau discrepancy finder | |||
| PDF export & sharing | |||
| Priority support |
Prices in INR · GST extra · Cancel anytime from account settings.
Common questions
Questions, answered.
No. We are not a bureau. We help you understand and act on your existing CIBIL, Experian, CRIF, or Equifax reports. For official scores, please refer to the respective bureau.